Day: April 5, 2020

How School Funding’s Reliance On Property Taxes Fails Children : NPR

Map of school funding in US

Let’s begin with a choice.

Say there’s a check in the mail. It’s meant to help you run your household. You can use it to keep the lights on, the water running and food on the table. Would you rather that check be for $9,794 or $28,639?

It’s not a trick question. It’s the story of America’s schools in two numbers.

That $9,794 is how much money the Chicago Ridge School District in Illinois spent per child in 2013 (the number has been adjusted by Education Week to account for regional cost differences). It’s well below that year’s national average of $11,841.

Ridge’s two elementary campuses and one middle school sit along Chicago’s southern edge. Roughly two-thirds of its students come from low-income families, and a third are learning English as a second language.

Here, one nurse commutes between three schools, and the two elementary schools share an art teacher

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5 Ways To Build Your Personal Brand At Work

The idea of being a “quiet leader” has always appealed to me. I was never a fan of colleagues who seemed to brag or self-promote at work. However, early on in my career, my manager told me that if no one else in the company actually knows about my work accomplishments, those accomplishments won’t really count for much.

Hearing this was a bit of a rude awakening for me. Up until that point, I’d always presumed that my work would speak for itself. I assumed that if I worked hard, the quality and impact would be obvious.

However, as someone who spent the majority of my career working in brand marketing, I quickly discovered the power and necessity of positive PR on the growth and positive trajectory of products and brands. So it didn’t take long for me to realize that my own internal PR within an organization would have

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5 ways technology is transforming finance

New report: The Future of FinTech: A Paradigm Shift in Small Business Finance

For decades, banks and insurers have employed the same relatively static, highly profitable business models. But today they find themselves confronted on all sides by innovators seeking to disrupt their businesses. Crowdfunding, peer-to-peer lenders, mobile payments, bitcoin, robo-advisers – there seems to be no end to the diversity, or to the sky-high valuations, of these “fintech” innovators.

Yet, some might note that they have heard this tune before. The direct banks and “digi-cash” of the 90s captured the imagination of journalists and investors in a similar fashion, but ultimately had little impact. In fact, the financial services industry has been remarkably impervious to past assaults by innovators, partially due to the importance that scale, trust and regulatory know-how have traditionally played in this space.

However, as they say in investing, “past performance is not an indicator of

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Money Laundering | ICE

ICE leads money laundering and financial crime investigations

In recent decades, U.S. law enforcement has encountered an increasing number of major financial crimes, frequently resulting from the needs for drug trafficking organizations to launder large sums of criminal proceeds through legitimate financial institutions and investment vehicles.

Cornerstone

Cornerstone is ICE’s initiative to detect and close down weaknesses within U.S. financial, trade and transportation sectors that can be exploited by criminal networks. Law enforcement entities share criminal typologies and methods with businesses and industries that manage the very systems that terrorists and criminal organizations seek to exploit. This sharing of information allows the financial and trade community to take precautions in order to protect themselves from exploitation. (read more)

El Dorado Task Force

The El Dorado Task Force consists of more than 260 members from more than 55 law enforcement agencies in New York and New Jersey – including federal agents,

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Personal Information | Wex | US Law

right of privacy: access to personal information

The right of privacy has evolved to protect the ability of individuals to determine what sort of information about themselves is collected, and how that information is used. Most commercial websites utilize “cookies,” as well as forms, to collect information from visitors such as name, address, email, demographic info, social security number, IP address, and financial information. In many cases, this information is then provided to third parties for marketing purposes. Other entities, such as the federal government and financial institutions, also collect personal information. The threats of fraud and identity theft created by this flow of personal information have been an impetus for right of privacy legislation requiring disclosure of information collection practices, opt-out opportunities, as well as internal protections of collected information. However, such requirements have yet to reach all segments of the marketplace.

15 U.S.C. § 45 charges the Federal

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Car Insurance | Home Insurance | Business Insurance | Health Insurance

Due to increased coronavirus measures announced by the UK Government, we’re making some changes to the way we work to make sure we’re looking after both our people and our customers.

Our phone lines are extremely busy, please don’t call unless it is absolutely necessary. With this in mind:

  • If you’re looking to take out a new car or home policy – please do so online. We aren’t currently accepting new business over the phone so we can prioritise existing customers.
  • If you want to make a claim for travel insurance, please use our online claim form where possible, or only call if you’re currently abroad and need to speak to someone.
  • If you need to make changes to your policy, it’s really quick and easy to do most things online, in your AXA account.
  • If you’ve been affected financially by coronavirus, please call us – we want to
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Money Manager: Expense Tracker, Free Budgeting App

Money Manager helps you track your financial activity efficiently. Its simple design makes it lightweight, straightforward and very easy to use. It’s done in one click, because you don’t need to fill anything except the amount. You need just a few SECONDS daily to save the amount and each spending purpose. No matter where you are just a couple of taps will save your expense.

Key features:

Easy to Use, Clean and Intuitive Expense & Income Tracker
• Intuitive and easy to use user interface. No redundancy Add new records extremely fast.

Tracking Expenses and Incomes
• Easily record the transaction to track where your money comes and goes.

The Whole Picture in One Place
• Clear view on your financial life. Better understand where your money comes and goes with visualized reports about income, expense by time and category.

Spending / Income Pie Chart
• See your spending distribution

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Avira Free Security – Free download and software reviews

Pros

good interface in new version

regularly updates

Cons

wont detect JS malicious scripts

reporting is not great

Summary

its a free software, why so much negative comments, you don’t get pro features

Pros

There are no positives.

Cons

There are way, way too many popup ads begging me to upgrade.

Read reply (1)

Pros

I cannot think of any pros for Avira.

Cons

For the Windows operating system use Windows Defender which is the built in anti-virus program. Avira is advertised to speed up the boot time of a computer. It did not work and spent a lot of time optimizing my computer and multiple restarts.

Summary

Using Avira Pro, be

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Finance Life | Home