Day: May 9, 2020

Horace Mann Educators Corporation | Auto, Home, Rent, Life Insurance and Retirement Annuities


COVID-19 response: As part of our Teacher Appreciation Giveback Program, we’re crediting customers 15% of two months of auto premiums, adding to other relief measures to support educators and local communities. Learn more



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Earnest Money Definition

What Is Earnest Money?

Earnest money is a deposit made to a seller that represents a buyer’s good faith to buy a home. The money gives the buyer extra time to get financing and conduct the title search, property appraisal, and inspections before closing. In many ways, earnest money can be considered a deposit on a home, an escrow deposit, or good faith money.

Understanding Earnest Money

In most cases, earnest money is delivered when the sales contract or purchase agreement is signed, but it can also be attached to the offer. Once deposited, the funds are typically held in an escrow account until closing, at which time the deposit is applied to the buyer’s down payment and closing costs.

Key Takeaways

  • Earnest money is essentially a deposit a seller makes on a home they want to purchase.
  • A contract is written up during the exchange of the earnest money
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Top 10 Jobs for Business Majors

Business majors develop many valuable skills and areas of knowledge that enable them to make a significant contribution to the corporate and not-for-profit worlds. They can think in numbers. Business majors can quantify a set of data, evaluate the financial impact of decisions, and use figures to back up their proposals.

College students who major in business learn to write in a clear and concise manner while crafting case analyses and other business papers for their classes. Professors often require them to complete projects in groups so they learn the challenges and value of teamwork while refining their presentation and leadership skills.

Skills Business Majors Have

Dissecting business problems and recommending solutions help business majors to enhance their critical thinking and analytical skills. They learn to use information technology tools to gather, organize, and represent data for presentations and papers.

Knowledge acquired in core subjects like marketing, management, human resources,

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Credit Suisse Thinks Bain Capital Specialty Finance’s Stock is Going to Recover

In a report issued on May 1, Douglas Harter from Credit Suisse maintained a Buy rating on Bain Capital Specialty Finance (BCSF – Research Report), with a price target of $15.50. The company’s shares closed last Monday at $9.22, close to its 52-week low of $7.12.

According to TipRanks.com, Harter is a 4-star analyst with an average return of 4.1% and a 63.8% success rate. Harter covers the Financial sector, focusing on stocks such as Ellington Residential Mortgage, Essential Properties Realty, and Arlington Asset Investment.

Currently, the analyst consensus on Bain Capital Specialty Finance is a Hold with an average price target of $10.67.

See today’s analyst top recommended stocks >>

Bain Capital Specialty Finance’s market cap is currently $499.5M and has a P/E ratio of 5.10. The company has a Price to Book ratio of 0.49.

Based on the recent corporate insider activity of 10 insiders, corporate

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40 easy ways to make money quickly

Money bagOn this page you’ll find all the best ways to make money in your spare time whilst at university based on our own experience. We’ll keep adding new ways to this page so go ahead and bookmark it. And please do share your own ideas in the comments!

  • No-risk matched betting

    free bets from matched betting

    Hands down the quickest way to make a lot of money (well, without breaking the law). Lots of students have genuinely made £100s from this technique. It’s completely legal, risk free, tax free, and anyone over 18 in the UK can do it (Not in UK? Skip to no. 2).

    It works by taking advantage of free bets regularly offered by betting sites through ‘matching’ them at a betting exchange. Matched betting eliminates the risk (you are betting both for and against a certain outcome).

    This leaves you being able to squeeze out the free bet, which can be

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    The EVP of General Finance (NASDAQ: GFN) is Buying Shares

    Yesterday, the EVP of General Finance (GFN – Research Report), Jeffrey Kluckman, bought shares of GFN for $9,708.

    Following this transaction Jeffrey Kluckman’s holding in the company was increased by 100% to a total of $711.

    See today’s analyst top recommended stocks >>

    The company has a one-year high of $11.24 and a one-year low of $5.00. GFN’s market cap is $201 million and the company has a P/E ratio of 12.40. Currently, General Finance has an average volume of 26.18K.

    The insider sentiment on General Finance has been negative according to 20 insider trades in the past three months. This sentiment is lower than the average sentiment of company insiders in this sector.

    Company insider trades’ information is brought to you by the DailyInsider, a proprietary algorithm that analyzes insider trading activity to detect the most attractive trading opportunities. To subscribe to the DailyInsider visit this page.

    TipRanks

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    2020 Cool & Creative Company Names Ideas List Generator

    Benefits From a Cool Company Name Idea

    Around the country each year, there are thousands of businesses that start in city and town locations. Many of these are small businesses that have grown out of a great idea to supply a product or a service to the public. The cool business names used for these entities are just as important as what it is that is offered to customers and clients. Brandlance is a terrific resource to assist you in pinpointing available business names.

    According to Guidant Financial, there will be an increase in these businesses in 2020. Included in these numbers you will discover a 27% increase in businesses that start by people disenfranchised with the corporate world. These individuals need to not only sell their services but to start with ideas for creative business names. It can be very beneficial to get help with this process to find

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    Grammar check: business or business’s?

    pallen123's avatar

    If I want to say, “examine the customers of your business” but I’d like to use the contraction form of “business” is it “examine your business’s customers” or “examine your business’ customers”?


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    11 Answers

    iamthemob's avatar

    “Examine your customers.”

    Why complicate it?

    lillycoyote's avatar

    You’re wanting to use the possessive form of business which is correctly spelled as business’s. It’s not a contraction, it’s a possessive form.

    lillycoyote's avatar

    You’re wanting to use the possessive form of business which is correctly spelled as business’s. It’s not a contraction, it’s a possessive form.

    But @iamthemob is also right. Business’s is just a little awkward. It probably might be better to phrase it some other way. Another option might be to say: “Businesses: examine your customers.” That is a stronger statement, if you want to make a strong statement that is.

    Jeruba's avatar

    What does it mean to examine your customers,

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    Live Gold Prices | Silver Prices

    Live Gold Prices | Silver Prices | Platinum & Palladium

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    TEN TOP BULLION MARKET TOPICS FOR INVESTORS

    What are the current gold and silver prices?

    The best prices for gold and silver are those that are most reliable. Monex gold and silver prices have been an industry respected reference for decades, with over $55 billion in actual customer physical metal transactions. Over time, gold and silver prices tend to move in concert, mostly in opposition of depreciating fiat currencies. Recently, the price of gold has been about 60 times the price

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    81 Legit Ways to Make Money Online (for Beginners & Without Paying Anything!)

    We can’t all get a second or part-time job to make more money.

    Pregnant women, stay at home moms/dads, short/long term disabled folks, new and nursing moms, and of course, the millions who can’t find a job much less a second one?

    Thanks to the internet, there are many legit ways to make money from home without investment.

    And the best part?

    You can do it anytime and from anywhere – at home on your couch, in doctor’s office (while you wait), at the airport, while waiting in line somewhere, or any other place where you have a few minutes.

    Before the days of the Internet, making more money meant doing one of these things:

    • getting a second or a part-time job
    • cutting grass
    • babysitting
    • waiting tables
    • washing cars
    • cleaning houses
    • etc

    Thankfully, today there are a wide variety of free ways to make money on the side.

    You know

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