Medigap Insurance

Medigap (Medicare Supplement) is offered by private insurance companies to help fill the “gaps”

Medigap (Medicare Supplement) is offered by private insurance companies to help fill the “gaps” Medicare doesn’t cover, such as copayments, coinsurance and deductibles. Generally, anyone with Medicare Parts A & B is eligible for Medigap.

Plans are assigned letters A through N, and are not to be confused with the “parts” of Medicare, such as Parts A & B. Each Medigap policy plan must offer the same basic benefits, no matter which insurance company sells it. For example Plan K from insurance company ABC must offer the same benefits as Plan K from insurance company XYZ.

Medigap Changes Effective January 1, 2020

New Medicare Card

Information on the new Medicare cards

Missouri Medigap Shopping Guide

Publication explains the different types of Medigap (Medicare Supplement) plans and assistance that’s available

Buying a Medigap Plan Worksheet

When you call an insurance company about a Medigap policy, here are some questions you might want to ask.

Consumer Complaint Index

Consumer complaint rates for Medigap insurers in Missouri

CLAIM Program

Government-funded organization provides free consumer help with Medicare issues

Medicare Drug and Health Plan Finder

U.S. government site for Medicare HMOs


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