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Help With Debt – Get Advice & Compare Debt Solutions

Find out more about debt, ways to avoid getting into debt and the various options you might have when dealing with debt, including Debt consolidation, Debt Management Plan, Individual Voluntary Arrangements (IVA) and Bankruptcy

 

Debt is a word that encompasses a wide spectrum of circumstances – and not all of them are bad. For example, you might have bought a house using a mortgage with a cracking low rate or have a balance sitting on a 0% purchase credit card.

It’s when you are unable to service your debt and it starts to spiral out of control that problems start. But even at this point one thing is for sure – panicking or sticking your head in the sand won’t make it better.

You should consider contacting any creditors you are unable to pay and explain your situation. You shouldn’t worry about this as all financial providers must abide by

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Mental Health & Money Advice

<br /> Mental health and money advice : Mental Health & Money Advice <br /> <br /> <br />


























Top tips and advice

Tell us your story

Useful tools & calculators

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Business Insurance Resources and Advice

All businesses face a risk of accidental losses. While large businesses may have the financial wherewithal to absorb a big loss, small businesses do not. One large loss may put a small company out of business. Thus, small business owners must ensure their company is adequately insured.

I. Types of Business Insurance

Business insurance includes many types of coverage. Most of the coverages purchased by businesses fall into the category called Commercial Property/Casualty Insurance.

This category includes commercial property, commercial liability, commercial auto, and workers compensation insurance.

Commercial Property Insurance

Commercial property insurance protects your company from financial losses caused by damage to physical assets like buildings and equipment. It is a first-party coverage, meaning it makes claim payments directly to you, the policyholder. The property coverages most often purchased by businesses are described below.

Commercial Property Policy

If your business owns property, you will likely need a commercial property

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Types of insurance – Money Advice Service

It’s unlikely that you’ll need every insurance product on the market, even if you could afford them all. But how do you know whether your hard-earned cash is going on the policies you need the most? The table below is designed to help you make the right decisions for you and your household budget.

Home insurance

What does home insurance cover? Do you need it?
Buildings insurance
  • Covers the cost of repairing or rebuilding your home if it’s damaged by storm, floods, fire, lightning, subsidence, etc
  • You won’t be covered for general wear and tear
  • You’re unlikely to be covered for properties left unoccupied for more than 60 continuous days
Yes, it is a legal requirement if you own your home, plus mortgage lenders normally insist on you having buildings cover.
  • Repairing your home can be very expensive so buildings insurance could save you a fortune in the long run
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Financial Planning, Management, and Advice

Introducing Vanguard Personal Advisor Services

With money, comes questions. From how to maximize your retirement income to knowing the appropriate investment strategy based on your goals—it can be a lot to think about. We’re by your side to help you feel confident about your future.

Our advisors value true partnerships. They’ll work closely with you to create a personalized plan to help you reach your goals and are available to connect whenever you have questions.

Our advisors are salaried and don’t make commissions. They have no financial incentives to recommend certain products and will create a plan that is goal-driven, not market-driven. And they’ll use the low-cost funds and investment strategies that Vanguard is known for.

WATCH OUR VIDEO | 1:52

A man sits on a couch in his living room, talking to his advisor using video chat on a tablet device.

DID YOU KNOW

Recent Vanguard research shows that an advisor who provides professional financial planning, coaching, and portfolio management services can add meaningful value compared to the

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What is a Finance Major and is it Right for Me? | Career Advice & Interview Tips

Are you intrigued by the mathematics or statistics courses that you’ve taken in the past? Do you feel like you solve problems in creative ways, with a numbers-driven approach? Would you be interested in helping companies plan for how to grow their revenue or maintain profitability in both the short and long term? If so, a finance major might just be for you.

What is a finance major?

Financial planning, investment decisions and analyzing/limiting expenses are all various aspects of what you can and will learn as a finance major. As a finance major, you will study how companies have performed in the past to predict how they will perform in the future, and learn how to communicate information that will drive strategic changes. Many of your assignments will be project driven, whether they be individual case studies to enhance your problem-solving ability, or group presentations to practice the way

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