Protect your business from liability claims
General liability insurance (GL), often referred to as business liability insurance, is coverage that can protect you from a variety of claims including bodily injury, property damage, personal injury and others that can arise from your business operations. General liability insurance quotes usually include:
- Bodily injury and property damage liability
- Personal and advertising injury
- Medical payments
- Products completed operations
- Damage to premises rented to you
Learn how these coverages protect small businesses and how much you’ll want to consider for your unique risk.
Who needs general liability insurance?
General liability insurance is often combined with property insurance in a Business Owners Policy (BOP), but it’s also available to many contractors as a stand-alone coverage through the Progressive Advantage® Business Program.
As a contractor or small business owner, you need some form of business liability insurance to
Personal umbrella liability insurance is an extra layer of coverage to protect your hard-earned dreams — now and in the future.
Consider all the things you work so hard for — your home, car, financial stability for your family. All of these can be at risk if you’re in an accident and held liable for injuries and damages. Because if the resulting expenses go above your primary policy limits, you may have to sell your assets or give up future earnings in order to pay the remaining cost.
Take a look at how Personal Umbrella Liability Insurance with American Family Insurance can help protect you financially and keep your dreams moving forward.
What Is an Umbrella Insurance Policy?
Think of umbrella insurance as an additional financial safety net. You hope to never need it but it provides significant protection of your assets and future, as well as peace of mind.