Tag: Protection

Identity protection | Desjardins

Equifax credit monitoring

Everyone who does business with Desjardins—members and clients alike—can now sign up for the Equifax credit monitoring service for 5 years.

Furthermore, former members and former clients who received in-caisse, in-store and credit card financing products, as well as anyone who has shared their personal information to apply for financing or savings products, can also take advantage of
Equifax credit monitoring for up to 5 years.

Members and clients who want to view their Equifax credit report and receive notifications of key changes to their credit will need to:

  • request an activation code by December 31, 2020
  • sign up for Equifax by March 31, 2021

How to sign up for the Equifax credit monitoring service

1. Fill out a form to get an activation code

Before you can sign up for the Equifax monitoring service, you’ll need to request an activation code by filling out a short

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Businesses Are Struggling To Use Paycheck Protection Program Money : NPR

Congress just passed an additional $321 billion worth of spending for the Paycheck Protection Program. But even when some small businesses receive the aid money, they’re not sure how to use it.



MARY LOUISE KELLY, HOST:

Saving jobs is at the heart of Congress’ coronavirus small-business rescue program. But as NPR’s Danielle Kurtzleben reports, even when some businesses receive the money, they’re not sure how to use it.

DANIELLE KURTZLEBEN, BYLINE: The Paycheck Protection Program sounds simple – give small businesses money to keep people on payroll. But Adam Markowitz says it hasn’t been simple at all.

ADAM MARKOWITZ: It’s a mess – just the calculation of who counts for payroll, what counts for payroll.

KURTZLEBEN: Markowitz works at a Florida accounting firm and spoke to NPR via Skype. He rattled off a list of how what payroll means has changed since the program was created.

MARKOWITZ: There was a

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Mortgage Protection Insurance: When You Might Need It

Before you accept the responsibilities of taking on a mortgage that spans several decades, there’s an option you might consider to protect the home from foreclosure in case you’re not able to make the monthly mortgage payments.

Mortgage protection insurance (MPI) protects homeowners if a health issue arises and they become disabled, or a job loss is lengthy. In the worst-case scenario, this type of coverage can pay off the balance of the mortgage if the borrower dies.

MPI can be a safety net for some homeowners while others may view it as an unnecessary expense that will drain an already tight budget. Deciding whether to purchase a mortgage insurance policy depends mostly on your health and financial circumstances.

What is mortgage protection insurance?

MPI policies basically function as a type of life or disability insurance. The cost of the monthly premium varies, depending on the amount of the loan

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Commercial Risk Protection | Business Insurance

Together with your local independent insurance agent, we’ll customize an insurance program to help protect the business you’ve built. Your agent gets to know you and your business, matching your needs with an insurance program. Beyond the policy, we believe The Cincinnati Insurance Company is everything insurance should be for you and your business.

BUILDING YOUR INSURANCE PROGRAM

Together you and your agent can protect your business with policies packaged for your specific needs. Begin building your package by selecting from multiple commercial package policies offering the standard property or liability coverages needed by all businesses and, in some cases, built-in features. Complete your insurance package with customized options and additional coverage. You can also choose one of our specialty programs that covers the risks common in your industry, yet specific to your business.

MANAGING YOUR RISK AND BUSINESS CAPITAL

When it comes to paying claims, we’ll look for coverage–not
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Personal Data Protection Act (PDPA)

1. Purpose Limitation

Only use or disclose personal data for the purposes defined.

2. Notification

Inform the individuals on the purposes for collection, use and disclosure of their personal data during collection.

3. Consent

Ensure that the consent has been obtained from the individuals before collecting, using or disclosure of the personal data.

4. Access and Correction

Upon request, provide the personal data of the individual and information on how the individual’s personal data has been used or disclosed in the past year. Correct an individual’s personal data upon request.

5. Accuracy

Ensure that personal data is accurate and complete during collection or when making a decision which will affect the individual.

6. Protection

Keep personal data in your possession secure from unauthorised access, modification, disclosure, use, copying, whether in hardcopy or electronic form.

7. Retention Limitation

Retain personal data only for business/legal purposes and securely destroy personal data when

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Desjardins Identity Protection | Desjardins

Equifax credit monitoring

Everyone who does business with Desjardins—members and clients alike—can now sign up for the Equifax credit monitoring service for 5 years.

Furthermore, former members and former clients who received in-caisse, in-store and credit card financing products can also take advantage of Equifax credit monitoring for up to 5 years.

Members and clients who want to view their Equifax credit report and receive notifications of key changes to their credit will need to:

  • request an activation code by December 31, 2020
  • sign up for Equifax by March 31, 2021

How to sign up for the Equifax credit monitoring service

1. Fill out a form to get an activation code

Before you can sign up for the Equifax monitoring service, you’ll need to request an activation code by filling out a short form.

Once you’ve filled out this form, we’ll send you a letter with a single-use activation code

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Data Protection

General

What is ‘personal data’?
Personal data refers to data, whether true or not, about an individual who can be identified from that data; or from that data and other information to which the organisation has or is likely to have access.For more information, please visit <a href=”http://www.pdpc.gov.sg” target=”_blank”>Personal Data Protection Commission.</a>
Is there any type of data that is not covered under the PDPA?
All non-personal data (such as statistics, numbers and other information that cannot be linked back to an individual) and business contacts are not covered under PDPA.For more information, please visit <a href=”http://www.pdpc.gov.sg” target=”_blank”>Personal Data Protection Commission.</a>
Are the rights of a child covered under the PDPA?
For any child below 13 years of age, the rights to consent, access and correction can only be granted by their guardians.
Who are Singtel’s preferred partners?
They are companies which share a close business relationship with Singtel in

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