Tag: Saving

Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!


One of the most exciting times of everyone’s life is entering the real word as a young adult. Finishing school, getting that first full time job, and venturing out on your own is always an important milestone everyone remembers. It signifies the start of adulthood and finally not being “a kid”. However, for many, the excitement wears off pretty quickly and you then get hit with one of the harshest realities of being an adult: managing your own finances.

Why is it so hard?

Budgeting and learning how to spend your money wisely for the first time is a challenge for everyone. And you’re bound to make mistakes. To make your transition easier, here are four tips to help you survive budgeting in the real world for the first time:
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healthy eating

Ramen noodles may be cheap, but they sure don’t offer much in the way of nutrition.

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Saving and Investment Options | USAGov

Learn how to budget to reach your savings goals. Get the basics on a variety of investments, including savings bonds and other Treasury securities backed by the federal government.

Things to Consider Before You Invest

If you want to pay for retirement, college, or a home, you can invest your money to fund your goals. Before you invest, make sure you can answer all of these questions:

  • What type of earnings can you expect on your investment? Will you get income in the form of interest, dividends, or rent?

  • How quickly can you get your money, if you need to sell or cash in your investment? You can sell stocks, bonds, and shares in mutual funds at any time. However, there is no guarantee you’ll get back all the money you invested. Other investments, such as certificates of deposit (CDs) or IRAs, often limit when you can cash out.

  • What

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