The Affordable Care Act makes it easier for pregnant women to get insurance to help pay for the medical care they need.
Can a health plan refuse to let me enroll because I’m pregnant?
No.* In the past, insurance companies could turn you down if you applied for coverage while you were pregnant. At that time, many health plans considered pregnancy a pre-existing condition.
Health plans can no longer deny you coverage if you are pregnant. That’s true whether you get insurance through your employer or buy it on your own.
What’s more, health plans cannot charge you more to have a policy because you are pregnant. An insurance company can’t increase your premium based on your sex or health condition. A premium is the amount you pay each month to have insurance.
How can I get health insurance while I’m pregnant?