Month: March 2020

Compare & Renew Car Insurance Online

By Elroy Mariano 7 months ago

Car insurance, also known as motor or vehicle insurance is insurance for cars, trucks, cabs, and other four wheeler plus vehicles. The primary purpose of car insurance is to provide financial protection against physical damage arising from road accidents and against liability resulting from incidents involving third party vehicles/property/person.

Importance of Car Insurance in India

Car Insurance is created to protect you from unexpected and unlikely events. Here are some scenarios where a four wheeler insurance can act as a life saver.

Let’s say you own a 1-year-old standard hatchback with an Insured Declared Value (IDV) of Rs. 4,00,000, but sadly, don’t have four-wheeler insurance. Following are the approximate expenses that you might incur if your car was to meet with an accident:

Damages Expenses
Frontal Damages Rs. 25,000
Windshield Damages Rs. 6,000
Bumper Damages Rs. 5,000
Bonnet Rs. 6,000
Fender Rs. 5,000
Headlight Rs. 3,000
Total Rs. 50,000

In

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Ten creative ways to earn extra money

By Elroy Mariano 7 months ago

Editor’s note: CNN.com has a business partnership with CareerBuilder.com, which serves as the exclusive provider of job listings and services to CNN.com.

You can sell your skills, your time or your used stuff to make some extra money.

You can sell your skills, your time or your used stuff to make some extra money.

With an abundance of job losses, salary cuts, eliminated bonuses and diminished 401(K) matching contributions, your income is shrinking — but the bills aren’t.

If your regular job isn’t earning you enough cash or you’ve lost your job altogether, these simple side gigs can help put some padding in your pockets until — maybe even after — you get back on your feet.

Here are 10 ways real people are creatively taking home some extra dough:

1. Do freelance work

Felice Premeau Devine left her lucrative, full-time job two years ago to raise her son. In the interim, she’s picked up writing and editing freelance work and started a blog, where she

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German State Finance Minister Commits Suicide After Expressing Concern About Economic Effects of Wuhan Coronavirus

By Elroy Mariano 7 months ago

A German state finance minister reportedly killed himself after he expressed “despair” over how to handle the economic fallout of coronavirus. 

The body of Thomas Schaefer, the finance minister of the country’s Hesse region, was found on train tracks near Frankfurt. 

Authorities interviewed witnesses about “their own observations” from the scene and concluded it was a suicide.  

According to state governor Volker Bouffier, Schaefer was concerned over “whether it would be possible to succeed in fulfilling the population’s huge expectations, particularly of financial help.”

“I have to assume that these worries overwhelmed him,” Bouffier said, reports AP. “He apparently couldn’t find a way out. He was in despair and left us.”

President Trump warned last week about the effects of a long economic shut down, including high suicide rates. 

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Money Order Basics: Tips for Payments

By Elroy Mariano 7 months ago

Whether you’re buying or selling something, a money order might be your best option (or your only option) for payment. It’s considered a “safe” form of payment, making it a popular alternative to checks. But it’s important to understand the basic pros and cons of using money orders—and when other payment methods are a better choice.

What Is a Money Order?

A money order is a paper document, similar to a check, used for making payments. Money orders are prepaid, so they are only issued after a buyer pays for the money order with cash or another form of guaranteed funds.

Guaranteed Funds

Because issuers demand payment upfront, money orders are considered relatively safe, or “guaranteed,” forms of payment. They shouldn’t bounce—as personal checks might.

Specific Payee

The name of a payee (the recipient) and the name of a financial institution that issued it appear on

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Personal Change

By Elroy Mariano 7 months ago

Personal Change

Do you desire improvement in your life? Improvement starts in the mind. If you can change your mind, you can change your life.

The only person who can change your mind is YOU. No change will take place unless you allow it. However, you might need some help in finding out HOW to change your mind and your life.

Your mind is such a powerful tool that whatever you keep in it will affect your whole experience of life. If you believe that there is nothing you can do about anything, then you are quite right. But, if you believe that you’ve got unlimited potential available to you, then you are probably even more right.

Some of the things you might wish to change are:

There are many types of personal change work that can help you improve your life. There are things you can do by yourself,

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Business Calendar – Apps on Google Play

By Elroy Mariano 7 months ago

Business Calendar has everything you need in a calendar app: It provides an excellent overview of your appointments, it’s easy to use and it gives you powerful tools to create and manipulate your events.

★ “Our favorite calendar app on Android, due to its flexibility and ease of use.” – Lifehacker 01/2014 ★
★ “One of the best Calendar Apps for 2014” – FastCompany ★

Features
▪ Quick Day View: for a fast overview of all events of the day
▪ Favorite Bar: for direct access to all your calendars
▪ smooth scroll and zoom: for better, intuitive interaction

Details
▪ month, week, day, agenda and event view
▪ color-coded year view
▪ scroll- and zoomable multi-day view (1-14 days)
▪ easy switching between timeline bars and event titles in month view
▪ search function
▪ sync your events with Google Calendar, Microsoft Outlook, Exchange etc. using the Android calendar

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Masters in Finance | MS in Finance Degree

By Elroy Mariano 7 months ago

The Vanderbilt Master of Science in Finance (MSF) is a ten-month, on-campus degree offering a fast track to a wide array of career possibilities. You might be wondering, “Is a masters in finance worth the time and money?” The MS Finance degree teaches you the technical skills you’ll need to be successful in corporate finance, investment banking, sales and trading, asset management, real estate, consulting, investment research and more. At Vanderbilt, this degree comes with a small-by-design approach to learning and flexible MBA-level finance curriculum that enables you to tailor your studies around your interests and career goals. You also get one-on-one career coaching and leadership development. You’ll learn finance from professors like Bob Whaley, Craig Lewis and Bill Christie, each of whom have made a notable impact on the world of finance. And like many of our students, you may qualify for a merit-based scholarship to help with the

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International Citizens Insurance – Global Insurance Services

By Elroy Mariano 7 months ago

Our mission is to educate consumers on the value of global medical and travel insurance while providing a resource for them to research, compare and purchase plans for their relocation abroad or international trip. We work with corporate HR, volunteer groups, travel companies, international employees, expatriates, missionaries, and anyone traveling throughout the world.

Through our website, we are able to offer some of the very best international health insurance, travel medical insurance, group insurance and travel insurance policies to people from all around the world. Unlike traditional insurance sources, International Citizens Insurance provides all their plans online through their website which has some benefits over traditional insurance brokers/ agents such as being able to offer insurance 24 hours a day, 7 days a week.

About Our Services – Guidance in Finding an International Insurance Plan

As independent agents, we are working for you, our clients. There are no charges for

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The Fed – What is the money supply? Is it important?

By Elroy Mariano 7 months ago

What is the money supply? Is it important?

The money supply is the total amount of money—cash, coins, and balances in bank accounts—in circulation.

The money supply is commonly defined to be a group of safe assets that households and businesses can use to make payments or to hold as short-term investments. For example, U.S. currency and balances held in checking accounts and savings accounts are included in many measures of the money supply.

There are several standard measures of the money supply, including the monetary base, M1, and M2.

  • The monetary base: the sum of currency in circulation and reserve balances (deposits held by banks and other depository institutions in their accounts at the Federal Reserve).
  • M1: the sum of currency held by the public and transaction deposits at depository institutions (which are financial institutions that obtain their funds mainly through deposits from the public, such as commercial banks,
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Business Directory | Free Business Listings

By Elroy Mariano 7 months ago

Business Directory Listings

  • Alabama [4,966]
  • Alaska [970]
  • Arizona [15,913]
  • Arkansas [2,386]
  • California [73,367]
  • Colorado [13,236]
  • Connecticut [4,713]
  • Delaware [1,898]
  • D.C. [1,277]
  • Florida [48,263]
  • Georgia [16,106]
  • Hawaii [2,154]
  • Idaho [2,305]
  • Illinois [16,280]
  • Indiana [6,656]
  • Iowa [2,264]
  • Kansas [2,828]
  • Kentucky [3,268]
  • Louisiana [4,577]
  • Maine [1,366]
  • Maryland [8,859]
  • Massachusetts [8,366]
  • Michigan [11,308]
  • Minnesota [7,379]
  • Mississippi [1,912]
  • Missouri [6,896]
  • Montana [1,197]
  • Nebraska [1,903]
  • Nevada [6,279]
  • New Hampshire [1,777]
  • New Jersey [15,831]
  • New Mexico [2,113]
  • New York [31,100]
  • North Carolina [12,439]
  • North Dakota [598]
  • Ohio [11,201]
  • Oklahoma [4,514]
  • Oregon [6,472]
  • Pennsylvania [14,442]
  • Rhode Island [1,272]
  • South Carolina [5,961]
  • South Dakota [764]
  • Tennessee [6,795]
  • Texas [44,679]
  • Utah [6,479]
  • Vermont [578]
  • Virginia [10,382]
  • Washington [11,451]
  • West Virginia [979]
  • Wisconsin [5,257]
  • Wyoming [709]

BizHWY is an online business directory where all business listings have been added by the business owner or someone within the company.

Businesses can add their listing to our business directory for free, and further

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