Circle of Finance Review – (2020) Legit INV Points or OneCoin Scam?

Elroy Mariano

Welcome to my Circle of Finance review! This is one of the latest business to pop up that’s actually connected with a few other businesses. But for the sake of this review, I am just going to talk about Circle of Finance which includes the followoing: Circle of Finance – […]

Welcome to my Circle of Finance review!

This is one of the latest business to pop up that’s actually connected with a few other businesses.

But for the sake of this review, I am just going to talk about Circle of Finance which includes the followoing:

  • Circle of Finance – Appears to be an umbrella company
  • TradeInvicta – Internal cryptocurrency exchange
  • TrebleU – MLM side of the business
  • DealsInvicta – ecommerce platform

Anyway, chances are someone probably approached you about all of this and you landed here to make sure it’s legit.

The good news is I am going to walk you through the company, products and compensation plan so you can make the right decision.

So PAY close attention and read this to the end…

Circle of Finance MLM Company

Circle of Finance review

Like I said earlier, this company has three smaller companies in it including TradeInvicta, TrebleU and DealsInvicta.

Circle of Finance is headed by Veselina Volkova and Habib Zahid.

They were both involved with OneCoin and are considered veterns.

Veselina Volkova worked in OneCoin’s head office in Sofia, Bulgaria and Habib Zahid was a top promoter.

After OneCoin, Habib Zahid goes by Habib Abdul Rehman.

US authorities have been cracking down on all the big promoters of OneCoin and since then both of these two individuals who are married now are hiding out in Dubai.

The rest of this company details are not public and only available to former OneCoin investors.

Also, where in the world is Ruja Ignatova?

Still no information on where she is still…

Let’s look into the products next inside of this Circle Of Finance review…

Circle Of Finance Products

Circle of Finance has no retail products or services, but you can promote their affiliate membership.

Not having any retail offering is a big no no according to FTC, but they are not promoting this business there for a reason.[1]

Circle of Finance Compensation Plan

Circle of Finance members invest funds into INV Tokens.

Commissions are paid when others who do the same.

Through TrebleU, they offer five tiers of investments:

  • Forex Introduce – Invest €250 EUR and receive 35 INV tokens
  • Forex Trader – Invest €950 EUR and receive 130 INV tokens
  • Forex Impact – Invest €1950 EUR and receive 350 INV tokens
  • Forex Professional – Invest €2950 EUR and receive 600 INV tokens
  • Forex Winner – Invest €3950 EUR and receive 950 INV tokens

INV tokens can also be acquired through their InvictaTrade internal exchange.

You can also get a bonus of up to 15% on directly invested in INV tokens is available.

These INV tokens are useless outside of the company and have no value.

Circle Of Finance Ranks

The company has 7 affiliate ranks in total.

Below is the breakdown on how to hit them:

  • Iron – Personally sponsor two investing affiliates and generate 10,000 GV in binary team volume (split 5000 GV on both sides)
  • Copper – Personally sponsor two Iron ranked affiliates on both sides of the binary team and generate 35,000 GV in binary team volume (15,000 GV min in weaker side volume)
  • Silver – Personally sponsor two Copper ranked affiliates on both sides of the binary team and generate 120,000 GV in binary team volume (50,000 GV min in weaker side volume)
  • Gold – Personally sponsor two Silver ranked affiliates on both sides of the binary team and generate 250,000 GV in binary team volume (120,000 GV min in weaker side volume)
  • Diamond – Personally sponsor two Gold ranked affiliates on both sides of the binary team and generate 500,000 GV in binary team volume (200,000 GV min in weaker side volume)
  • Platinum Diamond – Personally sponsor two Diamond ranked affiliates on both sides of the binary team and generate 1,000,000 GV in binary team volume (400,000 GV min in weaker side volume)
  • Pearl Diamond – Personally sponsor two Platinum Diamond ranked affiliates on both sides of the binary team and generate 2,000,000 GV in binary team volume (1,000,000 GV min in weaker side volume)

Recruitment Commissions

Circle of Finance members are paid 10% of the funds invested by personally sponsored affiliates.

Residual Commissions

Circle of Finance pays all residuals through a binary compensation plan structure.

To qualify for a binary, you must sponsor at least two people, one on the left and right.

A binary compensation plan has YOU at the top of the binary structure and splits into two sides (left and right):

First level of the binary has two positions.

Second level of the binary splits the first two positions into another two making it four in total.

This keeps splitting unlimited lengths deep, but a MLM will have some kind of cap on this..

Positions in the binary compensation plan can be filled directly or indirectly by team members.

At the end of each day Circle of Finance adds up all the investment volume on both legs.

You get paid 7% commissions on the lesser leg and any left over volume is rolled over.

This is the break down:

  • Iron ranked affiliates can earn up to €1900 EUR a week
  • Copper ranked affiliates can earn up to €3800 EUR a week
  • Silver ranked affiliates can earn up to €7800 EUR a week
  • Gold ranked affiliates can earn up to €11,800 EUR a week
  • Diamond ranked affiliates can earn up to €20,000 EUR a week
  • Platinum Diamond ranked affiliates can earn up to €25,000 EUR a week
  • Pearl Diamond ranked affiliates can earn up to €35,000 EUR a week

Rank Achievement Bonus

You can get a one-time bonus when you hit a new rank.

  • Iron – €250 EUR
  • Copper – €600 EUR
  • Silver – €1500 EUR
  • Gold – €300 EUR plus new Forex Professional investment position
  • Diamond – €5000 EUR
  • Platinum Diamond – €15,000 EUR
  • Pearl Diamond – €30,000 EUR

Cost To Join Circle of Finance

Circle of Finance affiliate membership requires an initial €250 to €3950 EUR investment:

  • Forex Introduce – €250 EUR
  • Forex Trader – €950 EUR
  • Forex Impact – €1950 EUR
  • Forex Professional – €2950 EUR
  • Forex Winner – €3950 EUR

Now unlike all the other Circle of Finance reviews out there, I am going to keep it real with you…

Circle of Finance Invicta Review Video

Final Verdict

So does the Circle of Finance scam exist?

Well let’s look at the facts…

Circle of Finance’s apple hasn’t fallen far from the OneCoin tree.

In essence Circle of Finance is OneCoin, TrebleU is OneLife, DealsInvicta is DealShaker and TradeInvicta is Xcoinx.

It’s pretty much a direct clone of OneCoin that was shut down in early 2017.

INV tokens have an internal value of  €1.20 EUR but are useless outside of the company…

End of the day…

This is EXACTLY like OneCoin and look how that turned out…

I can’t recommend this company because this could potentially be another company that steals millions or even billions of dollars.

Anyway, I hope you enjoyed my Circle Of Finance review and if you have any questions feel free to ask in the comments below…

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See you at the top,

Circle of Finance

-Jesse Singh

P.S.  If you are tired of failing ANY business, click here and check this out to take your game to the next level.

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