LightStream – Loans for Practically Anything

Elroy Mariano

LightStream – Loans for Practically Anything Skip to content Why LightStream? Watch our video $100 Loan Experience Guarantee1 We will beat any qualifying rate.2 When you have good credit, you’ve earned a lower interest […]

LightStream – Loans for Practically Anything








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  • Why LightStream?

    When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3


  • $100 Loan Experience Guarantee. Disclosure 1 to follow.

    At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1


  • We will beat any qualifying rate. Disclosure 2 to follow.

    Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there’s no reason to go anywhere else when you need a loan.


Why LightStream?


Watch our video


When you have good credit, you’ve earned a lower interest rate, and a refreshingly simple loan process. We’ve built our business around that belief, and it’s made us the premier national online consumer lender. Got good credit? Get a low-interest, no-fee loan from $5,000 to $100,000, for practically any purpose, as soon as today.3


$100 Loan Experience Guarantee1


At LightStream we’ve put you, the customer, at the center of the loan process. You decide your loan amount, terms and funding date through an online process that you control. And we guarantee that it will be the best loan process you’ve ever experienced. If after receiving your loan from us you are not completely satisfied, we’ll send you $100.1


We will beat any qualifying rate.2


Many lenders claim that they have low interest rates. At LightStream we actually do. We are so confident in the competitiveness of our interest rates that we will beat a qualifying interest rate (APR)2 from any other lender. With our low rates and our commitment to exceptional service, there’s no reason to go anywhere else when you need a loan.



*AutoPay discount is only available prior to loan funding. Rates without AutoPay are 0.50% higher.








Monthly Payment:

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Interest rate / APR:

{{rates.Rate.Min * 100 | number:2 }}% to {{rates.Rate.Max * 100 | number:2 }}%

Rates quoted with Premier Banking Discount

(Exact rate within this range is determined by credit profile)

Apply


1


Apply Online


You will receive a response shortly during business hours.

2


Accept Loan Agreement


Once approved, e-sign your loan agreement and set-up your loan for funding.

3


That’s it! Use Your Loan


Receive your funds as soon as today! 3


Apply in minutes.
Have funds in your account as soon as today.3

1


Apply Online


You will receive a response shortly during business hours.

2


Accept Loan Agreement


Once approved, e-sign your loan agreement and set-up your loan for funding.

3


That’s it! Use Your Loan


Receive your funds as soon as today! 3


Credit History


Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable.

Assets


An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt.

Income


Stable and sufficient income and assets to repay current debt obligations and any new loan with LightStream.

Payment History


A good payment history with few, if any, delinquencies or other problems repaying debt obligations.

Credit History


Several years of credit history with a variety of account types such as major credit cards, installment debt (vehicle loans), and mortgage debt if applicable.

Assets


An ability to save evidenced by: liquid assets, cash down payments on real estate, retirement savings, and manageable revolving credit card debt.

Income


Stable and sufficient income and assets to repay current debt obligations and any new loan with LightStream.

Payment History


A good payment history with few, if any, delinquencies or other problems repaying debt obligations.

The LightStream experience


Why we’re different


With LightStream you know you’ll get a great rate, and the best loan process you’ve ever experienced – guaranteed.

Unsolicited customer comments

  • Comment 1 of 4

    Thank you very much for handling my loan so promptly! You guys are the best!

    — V.G. from Woodbury, MN

  • Comment 2 of 4

    My entire process of completing the loan application and receiving the funds was about 48 hours! I loved that I received the option on when to have my loan deposited into my account, and I was able to choose my monthly draft date for payments! Thanks LightStream! I will definitely recommend them to others.

    — T.G. from Jackson, MS

  • Comment 3 of 4

    I could not be happier with LightStream. I was extremely happy with my low interest rate. They let you know up front that approval of funds and lower interest rates are subject to a high credit score and enrolling in auto payment. I got to choose a delivery date and I chose a later date to avoid fees by my banking establishment. Other loan service providers were giving me approval interest rates at TRIPLE what I got from LightStream. Will definitely use their services again if the need arises.

    — T.D. from Spokane, WA

  • Comment 4 of 4

    I would like to thank you for your support and great customer service. Should I need your services in the future, I would not hesitate to contact you.

    — A.C. from Miami, FL

Read more…


Why we’re different


With LightStream you know you’ll get a great rate, and the best loan process you’ve ever experienced – guaranteed.


Only from LightStream.



Learn more about how LightStream loans can be used to finance:










At LightStream, we care about the environment and, more importantly, we try to do something about it. For one, we have created a virtually paperless consumer loan experience at LightStream. By eliminating paper almost entirely from the LightStream loan process, we not only save our natural resources but we save on expenses as well, better enabling us to offer you highly competitive interest rates.

In addition, for every loan that we fund for our customers,
we will have a tree planted in one of our country’s fragile habitat communities currently under restoration.

For every loan we plant a tree


LightStream

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