guide

A Guide to the Best Car Insurance in Los Angeles

By Elroy Mariano 2 months ago

Alhambra Allstate Insurance: Kevin Chang 410 W Main St Unit 210, Alhambra, CA 91801, United States Farmers Insurance – David San Ho 1122 W Valley Blvd, Alhambra, CA 91803, United States Farmers Insurance – Yvonne Phung 9 Park St, Alhambra, CA 91801, United States Azusa Allstate Insurance: Randy Bartlett 708 N Azusa Ave, Azusa, CA 91702, United States Fred Loya Insurance 200 W Foothill Blvd STE 5, Azusa, CA 91702, United States Robert Lark – State Farm Insurance Agent 141 E Foothill Blvd, Azusa, CA 91702, United States Baldwin Park Fiesta Auto Insurance Center 13732 Amar Rd, La Puente, CA 91746, United States Adriana’s Insurance Services 1849 N Hacienda Blvd, La Puente, CA 91744, United States Adriana’s Insurance Services Inc 14520 Baldwin Park Towne Center, Baldwin Park, CA 91706, United States Bell Gardens InVision Insurance Services 6631 Eastern Ave #A, Bell Gardens, CA 90201, United States ACE Cash Express 6000
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A Brief Guide to Defining Money

By Elroy Mariano 3 months ago

The Economics Glossary defines money as follows:

Money is a good that acts as a medium of exchange in transactions. Classically it is said that money acts as a unit of account, a store of value, and a medium of exchange. Most authors find that the first two are nonessential properties that follow from the third. In fact, other goods are often better than money at being intertemporal stores of value, since most monies degrade in value over time through inflation or the overthrow of governments.

The Purpose of Money

So, money isn’t just pieces of paper. It’s a medium of exchange that facilitates trade. Suppose I have a Wayne Gretzky hockey card that I’d like to exchange for a new pair of shoes. Without the use of money, I have to find a person, or combination of people who have an extra pair of shoes to give up, and

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Business Degrees | Complete Guide to the Types of Business Degrees

By Elroy Mariano 3 months ago

Discover the diversity of specializations available in a business degree program. Explore career options in business, degree levels and requirements, and course topics to help you discern the right business degree for you.

What is a Business Degree?

A business degree opens the door to a wide variety of careers in a number of growing fields, including finance, human resources, marketing, and even in international business. There are many different types of business degrees available, from the associate level to the doctoral level.

While undertaking a business degree or certificate program, you can expect to engage in multidisciplinary coursework covering a wide variety of topics, including economics, organizational management, and entrepreneurship. Earning a business degree will give you the interpersonal, financial management, and leadership skills that will benefit you in your career.

When considering a business degree, you should look at several factors, including:

  • The amount of time you can
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A Step by Step Guide to Starting a Business

By Elroy Mariano 3 months ago

image for Shutterstock/FlamingoImages


Shutterstock/FlamingoImages

  • You want to make sure you prepare thoroughly before starting a business, but realize that things will almost certainly go awry. To run a successful business, you must adapt to changing situations.

  • Conducting in-depth market research on your field and the demographics of your potential clientele is an important part of crafting a business plan. This involves running surveys, holding focus groups, and researching SEO and public data.

  • Before you start selling your product or service, you need to build up your brand and get a following of people who are ready to jump when you open your doors for business.

Talk to any entrepreneur or small business owner and you’ll quickly learn that starting a business requires a lot of work. An idea doesn’t become a business without effort. 

Some budding entrepreneurs understand the effort necessary to create a business, but they might not

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How To Make Money Blogging (The Practical Guide for 2020)

By Elroy Mariano 3 months ago

  • Can you make money blogging?
  • What are the various ways to make money from blogging?
  • How much can I earn?
  • Can I talk about my life and make money?
  • What should I blog about to make money?

If you are asking any of the above questions, well you have come to the right place. In this mega guide to make money from blogging, you will learn all the aspects that will help you get started.

These methods are based on my 11 years of professional blogging experience. I have also shared screenshots of payments of a few income streams to give you a wider perspective.

If this is your first time here at ShoutMeLoud, I recommend you to read our about page to know what I do (Opens in a new tab).

A few years back, blogging was just another hobby that some people did in addition to working

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Cheap personal loans guide including loan calculator

By Elroy Mariano 3 months ago

This is one of the most common question about loans. You should never aim just to consolidate – it’s often a disaster waiting to happen. If you’ve a lot of small loans or credit card debts, the primary aim should be to pay them as quickly as you can at the lowest possible rate.

Don’t be suckered in by the promise that a consolidation loan can save you money by reducing your outgoings to a “manageable” level using just “one single monthly payment”.

They can – but the way they do this is by stretching your borrowing over a longer period, maybe 15, 20 or even 25 years. That means the amount you pay back is going to be huge, as you’re paying interest for much longer.

A £10,000 loan on a high street credit card at a horrid 18% APR costs £5,240 in interest if paid off within five

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The Complete, 12-Step Guide to Starting a Business

By Elroy Mariano 3 months ago


There are no limits on who can become a great entrepreneur. You don’t necessarily need a college degree, a bunch of money in the bank or even business experience to start something that could become the next major success. However, you do need a strong plan and the drive to see it through.

If you’re on Entrepreneur, odds are you already have the drive, but you might not know how to start building your empire. 

That why we are here.

Check out this step-by-step guide to help turn your big idea into a successful business.

Related: 10 Mistakes to Avoid When Starting an Online Business

1. Evaluate yourself.

Let’s start with the most basic question: Why do you want to start a business? Use this question to guide what kind of business you want to start. If you want extra money, maybe you should start a side hustle. If

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The Ultimate Guide to Personal Finance

By Elroy Mariano 3 months ago

Credit, Credit Scores and Credit Reports

Which comes first, your credit or your first credit card? That’s not much easier to answer than, “Which came first the chicken or the egg?”

The reality is that your credit comes after your first credit card or loan. No loans, no credit cards means no credit.

There’s credit—an advance to buy something—and then there’s your credit—aka your credit file.

Credit

Credit is essentially a loan from a bank or other financial institution, including a credit card issuer. These entities are collectively known as creditors or lenders and extend credit to you in the form of:

  • Installment loans —aka installment credit—such as a mortgage or car loan
  • Lines of credit or credit cardswith a maximum usable credit limit—known as revolving credit
  • Credit arrangements are utilities, memberships (think gym) and service agreements (think cellphone)
  • Charge cards that are like credit cards, but have to
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Remove Personal Security (Uninstall Guide)

By Elroy Mariano 3 months ago

Personal Security is a rogue anti-spyware program from the
same family as Cyber
Security. This program is promoted through the use of malware that will
install it on your computer without your permission. In order to protect itself,
this program will automatically attempt to terminate security programs that
may help to remove it. When installed, Personal Security will be configured
to start automatically when Windows starts. Once started, it will scan your
computer and display a variety of infections, but will state that it will not
remove them unless you first purchase the program. In reality, the infections
it finds are either fake or legitimate programs that if deleted could cause
problems with the proper operation of Windows. Therefore, please do not act
upon any of the files it states are infections.

Personal Security also employs numerous methods where it tries to trick you
into thinking you are infected.

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Setting Financial Goals Using a Personal Finance Guide to Help

By Elroy Mariano 3 months ago

 

 

Financial planning is all about goals. There are two islands: what you have and what you want. The bridge between the two is your personal finance budget. Getting to where you want to be requires vision, planning and discipline – the vision to know what you want, a plan to get there and the discipline to stick with your plan. Follow this guide to personal finance superstardom.

Setting goals and sticking to them is the key to personal finance success.

Get Software
The difference between achieving goals and just staggering along as you have been often comes down to the tools you use along the way. The best tool you have at your disposal is quality software, such as Mint.com. Easy, intuitive and free, Mint.com offers a clear, crisp interface that charts and graphs your progress toward any goal, no matter how lofty.

Be Realistic
“I want to be

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