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Home insurance, also commonly called homeowner’s insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Additionally, homeowner’s insurance provides financial protection against disasters. A standard home insurance policy insures the home itself along with the things kept inside.
Homeowner’s policy is a multiple-line insurance policy, meaning that it includes both property insurance and liability coverage, with an indivisible premium, meaning that a single premium is paid for all risks. This means
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Music and food for the soul were enjoyed in North Berwick Thursday.Musician Terrie Collins performed for residents at the Varney Crossing Nursing Home. Singing from a safe distance outside the facility’s walkway, residents listened and toe-tapped from their window or gathered nearby.Collins has been raising spirits with virtual concerts during the COVID-19 outbreak, but she wanted to do something a little bit more personal this time around. The concert raised money to provide meals for 64 nursing home employees.”Supporting our heroes with music for the stomach and music for the soul. That’s our cause. I hope when all this COVID gets done all this free stuff we are doing will pay out in dividends with people coming to see us.” Collins said.Lunch was also provided by a local restaurant in the neighborhood.
Music and food for the soul were enjoyed in North Berwick Thursday.
Musician Terrie
