Life

Your Money or Your Life | Achieve Financial Independence

By Elroy Mariano 3 months ago

Your Money or Your Life | Achieve Financial Independence | Your Money or Your Life






Your Money or Your Life – and everything you find here – is rooted in transforming your relationship with money, not just changing your money habits. The goal is to find and have “enough” (and then some) rather than always seeking “more”. This work requires rigor, honesty and a radical willingness to change. It equally requires curiosity and compassion, offering “no shame no blame” as a mantra for the journey.

Money as a tool is both material and spiritual – to get what we need and to reflect on the meaning and purpose of our lives. We see our lives as both our own to live responsibly and as a gift and in service to our wider circles of community.

your money or your life book

The New York Times Bestseller completely revised and updated for the 21st century.

The philosophy

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Life Insurance – (All you need to know in 2020)

By Elroy Mariano 3 months ago

What is a Life Insurance Policy?

A life insurance policy is a contract with an insurance company. In this policy, a person has to make regular payments(known as premiums)to the insurance company in order to receive a sum of money that will be paid to them after a period of time, or to their family, in case of the policyholder’s death, or if the policy matures. Typically, this type of policy is chosen based on your needs and goals.

Different Types of Life Insurance Policies in India:

There are two basic types of life insurance policies:

1.) Traditional Whole Life :-   A Whole Life Policy is a policy in which you pay till death of the policy holder

2.) Term Life Insurance :-      A Term Life Insurance is a policy for a fixed amount of time.

 

Sr No.

Type of Insurance Policy

Features
  1

Term Life Insurance

 Term
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Horace Mann Educators Corporation | Auto, Home, Rent, Life Insurance and Retirement Annuities

By Elroy Mariano 3 months ago


COVID-19 response: As part of our Teacher Appreciation Giveback Program, we’re crediting customers 15% of two months of auto premiums, adding to other relief measures to support educators and local communities. Learn more



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Service-Disabled Veterans Insurance (S-DVI) – Life Insurance

By Elroy Mariano 3 months ago

Service-Disabled Veterans Insurance (S-DVI)

What is S-DVI?

The Service-Disabled Veterans Insurance (S-DVI) program was established in 1951 to meet the insurance needs of certain Veterans with service-connected disabilities. S-DVI is available in a variety of permanent plans as well as term insurance. Policies are issued for a maximum face amount of $10,000.

Who Can Apply for S-DVI?

You can apply for S-DVI if you meet the following 4 criteria:

  1. You were released from active duty under other than dishonorable conditions on or after April 25, 1951.
  2. You were rated for a service-connected disability (even if only 0%).
  3. You are in good health except for any service-connected conditions.
  4. You apply within 2 years from the date VA grants your new service-connected disability.

Note: An increase in an existing service-connected disability or the granting of individual unemployability of a previously rated condition does not entitle a Veteran to this insurance.

Follow this

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How COVID-19 Could Affect Your Life Insurance Coverage

By Elroy Mariano 3 months ago

It’s mostly good news.


3 min read

Opinions expressed by Entrepreneur contributors are their own.


The coronavirus pandemic has many of us thinking about worst case scenarios. It’s only natural that people are considering whether, in the event of their absence, their loved ones would be financially protected. If you’re reading this, you’ve probably given it some thought yourself. 

Here’s the good news: 

If you have an active life insurance policy and you were to die of a pandemic illness such as COVID-19, your family would receive the death benefit — even if you had traveled to an area with a known outbreak of the coronavirus. 

The only situation in which that might not be true is if you were just recently approved and you failed to disclose certain information on your application about your travel plans and/or exposure to the coronavirus. 

Also, if you keep your 

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Quotes for Car, Home, Life, Business & Travel Insurance

By Elroy Mariano 3 months ago

AAMI Home Building and Home Contents Insurance, Landlord Insurance, Strata Insurance, Car Insurance, Motorcycle Insurance, NSW and SA CTP Insurance, ACT MAI Insurance, Caravan Insurance, Business Insurance and Travel Insurance are issued by AAI Limited ABN 48 005 297 807 AFSL 230859 (AAI) trading as AAMI.

AAMI Life Insurance products, other than in some circumstances the Redundancy Benefit, are provided by either Asteron Life & Superannuation Limited ABN 87 073 979 530, AFSL 229880 (Asteron) or by TAL Life Limited ABN 70 050 109 450 AFSL 237848 (TAL Life) which is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Both Asteron and TAL Life are part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). TAL companies use the AAMI brand under license.
Redundancy Benefit issued on or before 31st March

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Magistrate Accuses Former Finance Minister Tugbeh Doe of Issuing Death Threats on His Life

By Elroy Mariano 3 months ago

Brewerville Magisterial Court Associate Justice Fallah J. Matthews

MONROVIA – The case involving former Liberia’s Finance Minister Tugbeh Doe of the Sky International Insurance Company has taken a new dimension as the Presiding Magistrate Fallah J. Matthews raised an alarm over a “death threat” made on his life by unknown persons allegedly linked to the famous insurance company.

Mr. Doe who is presently the President/Chief Executive Officer (CEO) of the Sky International Insurance Company served as Finance Minister during the National Transitional Government of Liberia (NTGL) of Charles Gyude Bryant.

His Honor Fallah J. Matthews is one of the Magistrates assigned at the Brewerville Magisterial Court in district # 17, Montserrado County.

Speaking to a local radio station in Monrovia recently, Magistrate Matthews claimed that a purported letter from a group calling itself “Jungle Boys Death Squad” threatened to eliminate him and his family members due to the manner and

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Insurance for Car, Home, Contents, Life, Pet from Real Insurance

By Elroy Mariano 3 months ago

All product information displayed on this website is subject to policy terms and conditions (including eligibility criteria, exclusions and limitations).

The Insurer for general insurance products (unless otherwise specified) is The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473) and for all life insurance products is Hannover Life Re of Australasia Ltd (ABN 37 062 395 484). Any advice provided is general only and may not be right for you. You should carefully read the relevant Product Disclosure Statement (PDS) to ensure the product is right for you. A copy of each PDS

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Life Insurance: Compare Life Insurance Policies

By Elroy Mariano 3 months ago

Consumers interested in finding out more about

can use Canstar to compare policies and narrow their search before seeking quotes from the providers. As premiums for

will vary depending on your personal circumstances and the extent of cover you are after, the most effective way to get an accurate

is often directly through the provider, either through an online quote form or by contacting them.

 

The

premium quote you receive will be dependent on a number of factors that can include your age, gender, medical history, occupation and whether or not you smoke. Typically, a quote for a policy for a male will be higher than for a female, and smokers pay more than non-smokers.

 

There are a number of life insurance options available in Australia, and you may choose to bundle a number of products together, such as total and permanent disability (TPD), trauma or life insurance. If you’re

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Life Insurance | Definition of Life Insurance by Merriam-Webster

By Elroy Mariano 3 months ago

How It Works

Variable universal life insurance is a combination of variable life insurance and universal life insurance. Most notably, a variable universal life insurance policy allows you to change your premiums and death benefits (though this will change the coverage amount, of course). Buyers can also make one lump sum payment for their insurance.

A portion of the premium is invested in various instruments — bonds, mutual funds, etc. The value of those instruments changes daily (hence the name “variable universal life insurance policy”). If the value of these securities rises, insureds can sometimes apply those paper profits toward their premiums (which saves them money). Of course, if the investments don’t do well, the premium is still due. If there is enough cash value in the policy to cover the costs of the policy, the policy will stay in force (though some have a required premium for a set

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