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PT U Finance Indonesia is a joint venture financing company that runs business activities of investment financing and multipurpose financing, with main focus on financing for four-wheeled vehicles.

Being established in 1995, under the name of PT Arthacakra Multifinance, the name was changed to PT U Finance Indonesia, when the Company’s ownership was taken over by PT Bank UFJ Indonesia for 80% and Sojitz Corporation, Japan for 20% on July 1, 2004.

In March 2006, there was a change on Shareholder structure, so then the shareholders composition was changed to become: 65% were owned by The Bank of Tokyo-Mitsubishi UFJ, Ltd., 20% were owned by Mitsubishi UFJ Nicos Co., Ltd., 10% were owned by PT Bumiputera – BOT Finance, and 5% were owned by PT Asuransi Tokio Marine Indonesia.  

On 1st April 2018, the controlling shareholder of PT U Finance Indonesia changed

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